Residents in the region now have access to the Disaster Recovery Assistance for Ontarians (DRAO) program.
The Ministry of Municipal Affairs and Housing said in a prepared release, "The disaster assistance program applies to a primary residence and its basic contents, or to a small business, farm, or not-for-profit organization."
"Following a natural disaster, it may provide assistance for basic emergency and clean-up expenses and the costs to repair or replace essential property not covered by insurance."
Clerk and Director of Corporate Services with the City of Kenora, Heather Pihulak, adds the city only just received word that residents would be eligible for the program today, noting staff have repeatedly lobbied the province for more financial support for residents. Pihulak says further details can be expected from the city shortly.
Flooding in the region has reached record levels due to heavy precipitation and late snowmelt. According to Environment Canada, Northwestern Ontario has seen 312 per cent more precipitation in April and May 2022 compared to last year.
Those in the "DRAO activation area" are eligible to apply for funding. See map below.
You are eligible to apply for DRAO funding if you have no insurance coverage, or if your insurance coverage is insufficient to cover essential costs.
DRAO funding is limited to $250,000 per application and is subject to a $500 deductible, which may be waived for low-income households.
The program reimburses up to 90% of your total eligible costs with limits for emergency expenses, household appliances, and furnishings.
The program is not intended to replace insurance coverage. Insurance payments are deducted from eligible costs.
Residents have until October 7, 2022, to apply for assistance through DRAO.